Back40

Terms of Service
Effective date: August 11, 2026  ·  Last updated: August 11, 2026

These Terms of Service ("Terms") are a legal agreement between you and Rural Haven Properties, LLC ("Company," "we," "us," or "our"), governing your access to and use of Back40 (the "Service") at back40.ruralhaven.co. By creating an account, starting a free trial, or otherwise using the Service, you agree to these Terms. If you don't agree, don't use the Service.

1. Acceptance of Terms

By checking any box, clicking any button, or otherwise using the Service to create an account or subscribe, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated here by reference.

2. Description of the Service

Back40 is a calculation and organization tool, not financial, legal, tax, or investment advice. Every number the Service produces — offer prices, repair estimates, ARV, cap rates, DSCR, cash-flow projections, and everything else — is an estimate generated from the assumptions and figures you enter. You are solely responsible for independently verifying zoning, permitting, financing terms, comparable sales, contractor bids, legal compliance, and every other fact material to a real estate decision before relying on it. Nothing in the Service is a recommendation to buy, sell, finance, or otherwise transact in any specific property.

Back40 helps real estate investors evaluate deals (wholesale, fix-and-flip, multifamily, land, self-storage, and rental-portfolio underwriting), track leads and deal pipeline, manage contacts, and optionally sync saved deals to your own Airtable base or Google Sheet. We may add, change, or remove features from time to time as the Service evolves.

3. Eligibility

You must be at least 18 years old and able to form a legally binding contract to use the Service. By using the Service, you represent that you meet these requirements and that you're using it for legitimate business purposes related to real estate investing or brokerage.

4. Accounts and Registration

You need an account to use the Service. You agree to provide accurate information, keep your login credentials confidential, and notify us promptly at RuralHavenProperties@gmail.com if you suspect unauthorized access to your account. You're responsible for all activity that occurs under your account. Unless you're on a plan that explicitly includes multiple seats, accounts are for a single user and shouldn't be shared.

5. Subscriptions, Free Trials, and Billing

The Service is offered on paid monthly subscription plans, currently: Underwriter, Underwriter + Deal Feed, and Pro/Team, at the pricing shown on our pricing page at the time you subscribe. Subscriptions renew automatically each month until canceled.

Each plan includes a 14-day free trial. If you start a trial without adding a payment method, your access ends automatically at the end of the trial unless you add one and select a plan before then. If you add a payment method at signup, your card will be charged automatically when the trial ends unless you cancel first.

All payments are processed by Stripe. By subscribing, you authorize us (through Stripe) to charge your payment method on a recurring basis until you cancel. Prices may change with reasonable advance notice; continuing to use the Service after a price change takes effect means you accept the new price.

6. Cancellation and Refunds

You may cancel your subscription at any time by emailing RuralHavenProperties@gmail.com. Cancellation stops future billing but does not refund any portion of the current billing period — you'll keep access through the end of the period you already paid for.

Fees already paid are non-refundable, except where required by applicable law. [This is a default, business-friendly policy — decide if you'd rather offer a money-back window, e.g. "refundable within 7 days of first charge," and this section can be updated to match.]

7. Acceptable Use

You agree not to:

We may suspend or terminate accounts that violate this section.

8. Your Data and Content

You retain ownership of the deal, property, and contact data you enter into the Service ("Your Content"). You grant us a limited, non-exclusive license to store, process, and display Your Content back to you as needed to operate the Service (including syncing it to any third-party integration you've configured). We may use de-identified, aggregated data (that doesn't identify you or any specific property or individual) to understand usage and improve the Service. See our Privacy Policy for more on how we handle data, including data about third parties (like agents or sellers) that you choose to store.

9. Third-Party Services and Integrations

The Service integrates with, or lets you connect to, third-party services including Stripe, Airtable, and Google Sheets. Your use of those services is governed by their own terms and privacy policies, and we're not responsible for their availability, accuracy, or acts or omissions. If a third-party service changes its API or becomes unavailable, related features in Back40 may be temporarily or permanently affected.

10. Intellectual Property

The Service — including its software, design, calculators, text, and branding — is owned by the Company and protected by intellectual property laws. Subject to your compliance with these Terms and payment of applicable fees, we grant you a limited, non-exclusive, non-transferable license to access and use the Service for your own internal business purposes during your subscription. All rights not expressly granted are reserved.

11. Disclaimers of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY CALCULATION, ESTIMATE, OR OUTPUT WILL BE ACCURATE, COMPLETE, OR SUITABLE FOR ANY PARTICULAR DEAL OR DECISION. YOU USE THE SERVICE, AND RELY ON ANY OUTPUT IT PRODUCES, AT YOUR OWN RISK.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY AND ITS OWNERS, MEMBERS, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS OPPORTUNITY, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE OR ANY DECISION MADE USING IT — INCLUDING ANY REAL ESTATE TRANSACTION YOU ENTER INTO BASED IN WHOLE OR IN PART ON INFORMATION FROM THE SERVICE — EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING FROM THESE TERMS OR THE SERVICE WILL NOT EXCEED THE AMOUNT YOU PAID US IN THE 12 MONTHS BEFORE THE CLAIM AROSE. SOME JURISDICTIONS DON'T ALLOW THESE LIMITATIONS, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.

13. Indemnification

You agree to indemnify and hold the Company harmless from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from your use of the Service, Your Content, your violation of these Terms, or your violation of any law or third-party right — including any claim brought by a seller, agent, buyer, or other party you contacted or transacted with in connection with your use of the Service.

14. Term and Termination

These Terms remain in effect while you use the Service. We may suspend or terminate your account for violating these Terms, for non-payment, or for any other reason with reasonable notice where practical. You may terminate by canceling your subscription and discontinuing use. Sections that by their nature should survive termination (including Sections 8, 10, 11, 12, 13, and 15) will survive.

15. Governing Law; Dispute Resolution

These Terms are governed by the laws of the State of Oklahoma, without regard to its conflict-of-law principles.

Arbitration agreement (review with an attorney before relying on this): Any dispute arising out of or relating to these Terms or the Service will be resolved by binding individual arbitration rather than in court, except that either party may bring an individual claim in small claims court if it qualifies. You and the Company each waive the right to a jury trial and to participate in a class action. This section is a common SaaS default, but arbitration clauses have specific enforceability requirements that vary by state and by how they're presented to users — have this reviewed and, if you keep it, make sure users see and affirmatively accept it at signup (e.g., a checkbox), not just a link in the footer.

16. Changes to These Terms or the Service

We may update these Terms from time to time. If we make material changes, we'll update the "Last updated" date above and, where appropriate, notify you by email or in-app. Continuing to use the Service after a change takes effect means you accept the updated Terms. We may also change, suspend, or discontinue any part of the Service at any time.

17. General Provisions

18. Contact Us

Rural Haven Properties, LLC
Email: RuralHavenProperties@gmail.com
Mailing address: [add your business/registered-agent mailing address here]
Back40 is a product of Rural Haven Properties, LLC. This page does not constitute legal advice.